Terms of Use

1. Acceptance of the Terms

Welcome to the Callan JMB™ website (the "Site"). Callan JMB™ ("we," "us," or "our") is a publicly traded company listed on the NASDAQ Stock Market ("NASDAQ"). By accessing or using this Site, you ("User" or "you") agree to be bound by these Terms of Use (the "Terms") and our Privacy Policy. If you do not agree to these Terms, you must not use this Site.

2. Eligibility

You must be at least the age of majority in your jurisdiction (typically 18 years old) to use this Site. By using the Site, you represent that you meet these eligibility requirements. If you do not, you must cease using the Site immediately.

3. Intellectual Property Rights

All content, features, functionality, and materials available on the Site—including but not limited to text, graphics, images, logos, trademarks, service marks, software, and other materials—are the property of Callan JMB™ or its licensors and are protected by U.S. and international intellectual property laws. You may view, download, and print material from this Site for your personal, non-commercial use only, provided that you do not remove any proprietary notices. Any other use, including reproduction, modification, distribution, transmission, republication, display, or performance of the content without prior written permission is strictly prohibited.

4. User Conduct

You agree not to use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site. You agree not to engage in any activity that violates any applicable laws, regulations, or third-party rights, including intellectual property and privacy rights.

5. User Content

If the Site allows you to post or submit content ("User Content"), you retain any intellectual property rights you hold in that User Content. However, by submitting User Content, you grant Callan JMB™ a non-exclusive, worldwide, royalty-free, sub-licensable, and transferable license to use, reproduce, modify, publish, translate, distribute, perform, and display such User Content in connection with the Site.

6. Investor Relations & No Investment Advice

Information presented on this Site, including press releases, SEC filings, financial statements, stock quotes, and other investor-related materials, is provided for informational purposes only and is not intended as investment, financial, or legal advice. We do not guarantee the accuracy, timeliness, or completeness of any such information. Nothing on this Site constitutes an offer, solicitation, or recommendation to purchase or sell any securities, including Callan JMB™ securities. You should consult with qualified professionals before making any investment decisions.

7. Forward-Looking Statements

Certain statements on this Site may be considered "forward-looking statements" within U.S. federal securities laws. These statements are based on current expectations, estimates, projections, and management's beliefs and assumptions. Forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially from those expressed or implied. We disclaim any obligation to update or revise such statements except as required by law. For more information, please refer to our SEC filings.

8. Links to Third-Party Websites

This Site may include links to third-party websites for your convenience. Callan JMB™ does not control and is not responsible for the content, privacy policies, or practices of any third-party sites. Accessing such sites is at your own risk, and you should review the terms and policies of any third-party sites you visit.

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES MADE AVAILABLE THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CALLAN JMB™ DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CALLAN JMB™, ITS AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED.

11. Indemnification

You agree to indemnify and hold harmless Callan JMB™, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your use of the Site or violation of these Terms.

12. Governing Law and Jurisdiction

These Terms and any disputes arising out of or relating to these Terms or the use of the Site shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in [Your County], [Your State], and you hereby consent to the personal jurisdiction and venue of such courts.

13. Changes to the Terms

Callan JMB™ may revise these Terms at any time and at its sole discretion. The most current version will be posted on the Site, and your continued use of the Site after any changes have been posted constitutes your acceptance of the revised Terms.

14. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Callan JMB™ regarding the use of the Site and supersede any prior agreements, understandings, or representations, whether written or oral.